Stripe Fee Tiers in Norway
Stripe charges different rates in Norway depending on where the customer's card was issued. There are 3 fee tiers, from 2.4% for norwegian cards to 3.25% for international cards.
| Card Type | Rate | Fixed Fee | Conversion Fee | Total on 100.00 kr |
|---|---|---|---|---|
| Norwegian card | 2.4% | 2.00 kr | — | 4.40 kr |
| European Economic Area card | 2.4% | 2.00 kr | +2% | 4.40 kr |
| International card | 3.25% | 2.00 kr | +2% | 5.25 kr |
Example Fee Calculations (NOK)
See exactly how much Stripe charges for common transaction amounts in Norway, broken down by card type. Effective rate shown on the right.
Stripe Fees Calculator for Norway
Adjust the amount, card type, and volume to calculate your exact Stripe fees in NOK.
Fee breakdown per transaction
Volume projections
Based on Stripe's published pricing for Norway. Fees are in NOK. Actual fees may vary.
Did you know?
On top of these processing fees, Stripe charges an extra 0.4% per invoice if you use Stripe Invoicing.
We can help you eliminate that fee entirely.
How Stripe Fees Work in Norway
Stripe uses a percentage + fixed fee model in Norway. Every successful card transaction incurs a 2.4% processing fee plus a fixed 2.00 kr charge in NOK. The rate varies by card origin — Norway has 3 fee tiers ranging from 2.4% to 3.25%.
The fixed fee component (2.00 kr) means smaller transactions have a proportionally higher effective rate. For example, a 100.00 kr transaction costs 4.40 in fees (4.40% effective), while a 10,000.00 kr transaction costs just 2.42% effectively.
Norway vs Other Nordics & EFTA Countries
How do Stripe fees in Norway compare to other countries in the Nordics & EFTA region?
| Country | Domestic Rate | Fixed Fee | Intl Rate | Currency |
|---|---|---|---|---|
| 🇳🇴 Norway(current) | 2.4% | 2.00 kr | 3.25% | NOK |
| 🇨🇭 Switzerland | 2.9% | CHF0.30 | 3.25% | CHF |
| 🇱🇮 Liechtenstein | 1.5% | CHF0.30 | 3.25% | CHF |
How to Reduce Stripe Fees in Norway
- Eliminate the invoicing fee — Use Stripdo instead of Stripe Invoicing to avoid the 0.4% per-invoice fee in Norway. Saves hundreds to thousands per year depending on invoice volume.
- Minimize currency conversions — Accept payments in NOK when possible to avoid the 2% conversion fee. Use multi-currency settlement if you serve international customers.
- Negotiate volume pricing — If you process over $100,000/month in Norway, contact Stripe for custom pricing. Volume discounts typically reduce the percentage fee by 0.2–0.5%.
- Reduce chargebacks — Each dispute costs $15 regardless of outcome. Use clear billing descriptors, responsive support, and Stripe Radar (included free) to minimize fraudulent transactions.
The easiest way to save on Stripe fees in Norway is to eliminate the 0.4% invoicing fee. Calculate your savings →
Stripe Fees in Norway — FAQ
What are Stripe's fees in Norway?
Stripe charges 2.4% + 2.00 kr per successful norwegian card transaction in Norway. International cards are charged at 3.25% + 2.00 kr plus a 2% currency conversion fee. All fees are in NOK.
How much does Stripe charge for a 500.00 kr transaction in Norway?
For a 500.00 kr norwegian card transaction in Norway, Stripe charges 14.00 kr in fees (2.4% + 2.00 kr). You receive 486.00 kr. The effective fee rate is 2.80%.
Does Stripe charge different rates for international cards in Norway?
Yes. In Norway, international cards are charged 3.25% + 2.00 kr, compared to 2.4% + 2.00 kr for norwegian cards. An additional 2% currency conversion fee applies when the payment currency differs from NOK.
How do Stripe fees in Norway compare to other Nordics & EFTA countries?
Norway's domestic rate of 2.4% compares to Switzerland (2.9%), Liechtenstein (1.5%) in the Nordics & EFTA region. Some Nordics & EFTA countries offer lower domestic rates.
Can I reduce my Stripe fees in Norway?
While Stripe's core processing fees in Norway (2.4% + 2.00 kr) are non-negotiable for standard accounts, you can eliminate the 0.4% invoicing fee by using Stripdo instead of Stripe Invoicing. You can also encourage SEPA Direct Debit for EUR payments, which costs just 0.35% capped at €5. Businesses processing over $100K/month can negotiate custom pricing with Stripe.
What currency does Stripe use in Norway?
Stripe processes payments in NOK (kr) in Norway. The fixed fee per transaction is 2.00 kr. When customers pay in a different currency, an additional conversion fee of 2% may apply.
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