Stripe Invoicing vs Stripdo (2026)

Stripe Invoicing is the invoicing feature built directly into the Stripe Dashboard. It allows you to create one-off or recurring invoices, attach payment links, and collect payments without leaving Stripe. For businesses already processing payments through Stripe, it is the most convenient option. Everything lives in one place, no extra tools to manage.

Stripe Invoicing uses a pay-per-use pricing model: 0.4% per invoice, capped at $2. This is on top of standard Stripe processing fees. For businesses that send a small number of invoices, the convenience is well worth the cost. For higher-volume businesses, it is worth comparing with flat-rate alternatives like Stripdo ($39/year for unlimited invoices).

This article compares Stripe Invoicing and Stripdo side by side, covering pricing, features, and which tool fits different types of businesses.

Stripdo is an invoicing tool built specifically for Stripe users. It connects to your Stripe account and automatically generates professional invoices every time a payment is made. It costs a flat $39/year with unlimited invoices and zero per-invoice fees.

Stripe Invoicing uses a pay-per-use model: 0.4% of the invoice amount, capped at $2.00 per invoice. There is no monthly subscription and no minimum commitment. You only pay when you send an invoice. This is a great model for businesses with low invoice volume.

Here is how the costs look at different scales. On a $100 invoice, the fee is $0.40. On a $500 invoice, it is $2.00 (the cap). A business sending 100 invoices per month at an average of $300 pays about $120/month or $1,440/year. A larger operation sending 500 invoices/month at $400 average pays around $1,000/month or $12,000/year.

The $2 cap per invoice is helpful for high-value invoices. Most small and mid-sized businesses send invoices in the $100 to $500 range, where the percentage-based fee applies in full. There is no volume discount or flat-rate option available.

For comparison, Stripdo charges a flat $39/year for unlimited invoices with no per-invoice fee. For businesses sending around 20+ invoices per month, Stripdo becomes the more cost-effective option. Both tools generate professional invoices from Stripe payments, so the choice often comes down to volume and budget.

Since Stripe Invoicing is built into Stripe, the integration is seamless by definition. Invoices are created from the Stripe Dashboard or via the API, payments are automatically reconciled, and everything lives in one place. There is no sync to manage and no data discrepancy issues. This is one of Stripe Invoicing's strongest advantages.

One thing worth noting is that Stripe Invoicing is primarily designed for invoices that initiate a payment. You create an invoice, the customer receives a payment link, and the payment flows through Stripe. It works best in this direction.

Many Stripe users have a different need: they already collect payments through Stripe Checkout, Elements, or the API, and want invoices generated as documentation for those payments. This is a receipt-style workflow rather than a payment-request workflow.

Stripdo is designed specifically for this second use case. It connects to your Stripe account and automatically generates invoices from completed payments. If your invoicing need is mostly about documenting payments that already happened, Stripdo handles that for a flat annual fee.

Stripe Invoicing and Stripdo are both great tools for Stripe users, but they are built for slightly different workflows. Stripe Invoicing shines when you want to send an invoice that collects a payment. Stripdo shines when you want invoices generated automatically from payments you have already collected.

On the pricing side, Stripe Invoicing works well for low-volume businesses where the per-invoice fee stays manageable. For higher-volume businesses, the flat $39/year pricing of Stripdo can offer meaningful savings.

Template customization is another consideration. Stripe Invoicing offers some branding options, but the layout follows Stripe's design. If you need specific formatting for tax compliance or brand consistency, Stripdo provides more flexibility.

For EU businesses, VAT handling is also worth comparing. Stripe Invoicing does not calculate VAT automatically (Stripe Tax is a separate paid product). Stripdo includes VAT-compliant invoice generation as part of the standard package.

Stripdo is built for one specific workflow: turning your Stripe payments into professional invoices, automatically. Here's how it works:

Stripe Invoicing is a great choice for businesses that want everything in one dashboard and send a manageable number of invoices. The convenience of having invoicing built directly into Stripe is a real advantage, and for low-volume users, the per-invoice fee is very reasonable.

For businesses with higher invoice volume, or those who primarily need invoices as documentation for payments already processed through Stripe, Stripdo offers a focused alternative at a flat $39/year. Both tools produce professional invoices from Stripe data.

Many businesses start with Stripe Invoicing for its convenience, then explore alternatives like Stripdo as their volume grows and the per-invoice costs add up. You can also try Stripdo alongside Stripe Invoicing to see which workflow fits better before committing.

Stripdo works alongside your existing tools. You can try it without changing anything about your current setup. The whole process takes less than a minute: