What is Zoho Invoice?
Zoho Invoice is a free invoicing tool from Zoho, part of a large suite of business applications that includes CRM, project management, accounting, and more. It handles the invoicing basics well: create invoices, send them to clients, accept online payments, and track what has been paid.
The biggest draw is the price. Zoho Invoice is free for up to 1,000 invoices per year. You get professional invoice templates, recurring invoices, payment reminders, and basic reporting without paying anything. For small businesses and freelancers, this is a genuinely strong offer.
Zoho Invoice also supports Stripe as a payment gateway, which puts it ahead of many competitors in this comparison. This article looks at how Zoho Invoice and Stripdo compare for businesses that use Stripe, covering what each tool does well and which might be a better fit for your workflow.
Stripdo is an invoicing tool built specifically for Stripe users. It connects to your Stripe account and automatically generates professional invoices every time a payment is made. It costs a flat $39/year with unlimited invoices and zero per-invoice fees.
How Much Does Zoho Invoice Cost in 2026?
Zoho Invoice is free, and that is genuine. The free plan includes up to 1,000 invoices per year, payment gateway integrations (including Stripe), customizable templates, recurring invoices, and basic reporting. For businesses sending fewer than about 83 invoices per month, the free plan covers the basics well.
For businesses that outgrow the free plan, Zoho offers Zoho Books (the full accounting suite) starting at $15/month for Standard, $40/month for Professional (which adds multi-currency), and $60/month for Premium. These are solid plans that include much more than invoicing.
Zoho also offers a wider ecosystem: Zoho CRM, Zoho Projects, and more. If you are already using Zoho products, adding Zoho Invoice fits naturally into your workflow. The products share data and integrate with each other.
Stripdo takes a different approach at $39/year: unlimited invoices, multi-currency included, and native Stripe integration. It is narrower in scope (just Stripe invoicing), but for businesses that only need that function, it offers a simple, predictable cost.
A few things worth knowing about Zoho Invoice pricing:
- Free plan limited to 1,000 invoices/year
- Advanced features require Zoho Books (paid)
- Stripe integration available but sync is unreliable
- Multi-currency requires Professional plan ($40/month)
- Additional users cost $3–$6/month each
Auto-generate invoices from Stripe
Connect your Stripe account and get professional invoices in under a minute.
Does Zoho Invoice Integrate with Stripe?
Zoho Invoice supports Stripe as a payment gateway, which is a nice advantage. You can connect Stripe to Zoho Invoice and let customers pay invoices via a Stripe-powered payment link. The payment is recorded in Zoho Invoice automatically.
This integration works well for businesses that create invoices first and then collect payment via Stripe. It is a smooth workflow for client billing, consulting, and service-based businesses.
For businesses that already collect payments through Stripe Checkout, Stripe Elements, or the Stripe API, the workflow is different. Those Stripe payments do not automatically create invoices in Zoho Invoice. You would need to create invoices manually for payments that have already been collected.
Stripdo is designed for that second use case. Instead of using Stripe to collect payments on invoices, Stripdo generates invoices from completed Stripe payments automatically. If your workflow starts with a Stripe payment and needs an invoice generated from it, Stripdo handles that natively.
Zoho Invoice vs Stripdo: Full Comparison
| Feature | Zoho Invoice | Stripdo |
|---|---|---|
| Price | Free (limited) / $15/month | $39/year |
| Per-invoice fee | None | None |
| Stripe integration | Available (limited) | Native, auto-generates from payments |
| Auto-send invoices | ||
| PDF export | ||
| Multi-currency | ||
| VAT handling | ||
| Custom branding | ||
| Setup time | 30 min - 2 hours | Under 1 minute |
| Expense tracking | ||
| Recurring invoices | Yes (via Stripe subscriptions) | |
| API access | Via Stripe API | |
| 👉 Start now | ||
Zoho Invoice clearly wins on breadth: expense tracking, reporting, and accounting features that Stripdo doesn't offer. But breadth comes at a cost, both in price and complexity. If you need a full accounting suite, Zoho Invoice delivers. If you need invoices for Stripe payments, Stripdo delivers at a fraction of the cost.
Zoho Invoice or Stripdo: Which is Right for You?
Zoho Invoice and Stripdo serve different Stripe workflows. Zoho Invoice is great for creating invoices and collecting payment via Stripe. Stripdo is great for generating invoices from Stripe payments that have already been collected.
If you bill clients directly and want a free invoicing tool with Stripe as a payment option, Zoho Invoice is a strong choice. The free plan is generous, and the broader Zoho ecosystem offers plenty of room to grow.
If your payments already flow through Stripe (via Checkout, subscriptions, or the API) and you need invoices generated from those payments automatically, Stripdo is purpose-built for that workflow. It costs $39/year with no invoice limits and handles multi-currency natively.
Some businesses use both: Zoho for client-facing invoices and Stripdo for automatic Stripe payment invoices. The two tools complement each other well.
Choose Zoho Invoice if you need:
- Generous free plan for basic invoicing
- Part of large Zoho ecosystem (CRM, Projects, Books)
- Supports multiple payment gateways including Stripe
- Good compliance and tax features
- Customizable invoice templates
Budget-conscious small businesses already in the Zoho ecosystem, or those who need basic invoicing with accounting features and don't mind a learning curve.
Choose Stripdo if you need:
- True Stripe-native. Invoices auto-generated from payments
- No invoice limits at $39/year
- Zero setup complexity. Connects to Stripe in one click
- Modern, clean interface vs Zoho's dated UI
- Focused tool that does one thing well instead of a fragmented suite
Best for businesses that use Stripe and want automatic invoice generation without the complexity of a full accounting platform.
Try Stripdo freeHow Stripdo Auto-Generates Invoices from Stripe
Stripdo is built for one specific workflow: turning your Stripe payments into professional invoices, automatically. Here's how it works:
- Connect your Stripe account with a one-click OAuth connection. Stripdo only reads payment data and never modifies anything in Stripe.
- Customize your invoice template with your logo, business details, VAT numbers, and branding.
- Invoices are generated automatically every time a Stripe payment is completed. Your customers receive professional invoices without any manual work on your end.
There's no data migration, no learning curve, and no conflict with Zoho Invoice if you still use it for accounting. Stripdo handles invoicing, Zoho Invoice handles the rest.
Zoho Invoice vs Stripdo: Our Take
Zoho Invoice is a solid free invoicing tool, and we recommend it for businesses that want to create and send invoices with Stripe as a payment option. The free plan is generous, the templates are professional, and the broader Zoho ecosystem is a real asset if you use other Zoho products.
For businesses whose Stripe payments need automatic invoice generation, Stripdo is the more focused option. It costs $39/year (more than free, but includes unlimited invoices and multi-currency), connects directly to Stripe, and generates invoices from completed payments without any manual steps.
The choice comes down to your workflow. If you create invoices and then collect payment, Zoho Invoice is great. If payments come through Stripe first and invoices need to follow automatically, Stripdo is built for exactly that.
Auto-generate invoices from Stripe
Connect your Stripe account and get professional invoices in under a minute.
Getting Started with Stripdo
Stripdo works alongside your existing tools. You can try it without changing anything about your current setup. The whole process takes less than a minute:
- Create your account at stripdo.com. No credit card required.
- Connect your Stripe account with a one-click OAuth connection. Stripdo reads your payment data to generate invoices and never modifies anything in Stripe.
- Customize your invoice template with your logo, business details, VAT numbers, and branding.
- Invoices are sent automatically. Every Stripe payment triggers a professional invoice delivered to your customer. No manual work required.
No data migration, no CSV imports. You can run Stripdo alongside Zoho Invoice and see how it fits your workflow before making any changes.
Zoho Invoice Alternative: Frequently Asked Questions
Is Stripdo a good alternative to Zoho Invoice?
Yes. Stripdo is purpose-built for businesses that use Stripe for payments. Unlike Zoho Invoice, Stripdo generates invoices directly from your Stripe payments with no manual data entry and no sync issues. At $39/year, it's significantly cheaper than Zoho Invoice while covering the core invoicing needs of Stripe users.
How much does Zoho Invoice cost compared to Stripdo?
Zoho Invoice costs $15/month to $60/month. Stripdo costs a flat $39/year with no per-invoice fees, no client limits, and full Stripe integration. For most Stripe users, Stripdo is significantly more affordable.
Can I use Zoho Invoice with Stripe?
Zoho Invoice offers some Stripe integration, but it's limited and often requires manual configuration. Stripdo connects directly to your Stripe account and auto-generates invoices from your actual payments with no setup complexity.
What are the main differences between Zoho Invoice and Stripdo?
Zoho Invoice is a general-purpose accounting and invoicing tool. Stripdo is specifically built for Stripe users. It auto-generates invoices from your Stripe payments, costs $39/year flat, and requires no accounting knowledge. Zoho Invoice offers more features like expense tracking and reporting, but Stripdo focuses on doing invoicing for Stripe payments exceptionally well.
How do I switch from Zoho Invoice to Stripdo?
Switching takes under a minute. Sign up for Stripdo, connect your Stripe account, and Stripdo immediately starts generating invoices from your Stripe payments. There's no data migration needed. Stripdo works alongside Stripe, not as a replacement for your payment processor.
What is the best Zoho Invoice alternative for Stripe users in 2026?
For businesses using Stripe for payment processing, Stripdo is the best alternative to Zoho Invoice. It's purpose-built for Stripe, generates invoices automatically from your payments, costs $39/year flat, and takes less than a minute to set up. You keep Stripe for payments and use Stripdo for invoicing. The best of both worlds.
Zoho Invoice is free. Why should I pay for Stripdo?
While Zoho Invoice's free plan is great for basic invoicing, it comes with limits (Up to 1,000 invoices/year, 5 customers on basic features) and has limited Stripe integration. Stripdo at $39/year gives you unlimited invoices auto-generated from your Stripe payments with no manual entry, no sync headaches, and no limits.
Other Invoicing Alternatives for Stripe Users
Looking at other options? We've also written detailed comparisons for these popular invoicing tools:
- Best alternative to Stripe Invoicing (Stripe's built-in invoicing tool that lets you create and send invoices directly from the Stripe Dashboard.)
- Best alternative to Xero (Cloud-based accounting software popular with small businesses and accountants.)
- Best alternative to QuickBooks (Intuit's popular accounting and invoicing software for small to mid-sized businesses.)
- Best alternative to FreshBooks (Cloud invoicing and accounting software designed for freelancers and small businesses.)
- Best alternative to Wave (Free accounting and invoicing software for small businesses.)
- Best alternative to Zenvoice (A self-serve invoicing tool for Stripe built by indie maker Marc Lou.)
You might also find these tools useful: Stripe Fees Calculator to see exactly what Stripe charges in your country, and the Stripe Invoice Calculator to estimate your invoicing costs with Stripe.
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