Stripe Fee Tiers in Switzerland
Stripe charges different rates in Switzerland depending on where the customer's card was issued. There are 2 fee tiers, from 2.9% for swiss cards to 3.25% for international cards.
| Card Type | Rate | Fixed Fee | Conversion Fee | Total on CHF100.00 |
|---|---|---|---|---|
| Swiss card | 2.9% | CHF0.30 | — | CHF3.20 |
| International card | 3.25% | CHF0.30 | +2% | CHF3.55 |
Example Fee Calculations (CHF)
See exactly how much Stripe charges for common transaction amounts in Switzerland, broken down by card type. Effective rate shown on the right.
Stripe Fees Calculator for Switzerland
Adjust the amount, card type, and volume to calculate your exact Stripe fees in CHF.
Fee breakdown per transaction
Volume projections
Based on Stripe's published pricing for Switzerland. Fees are in CHF. Actual fees may vary.
Did you know?
On top of these processing fees, Stripe charges an extra 0.4% per invoice if you use Stripe Invoicing.
We can help you eliminate that fee entirely.
How Stripe Fees Work in Switzerland
Stripe uses a percentage + fixed fee model in Switzerland. Every successful card transaction incurs a 2.9% processing fee plus a fixed CHF0.30 charge in CHF. The rate varies by card origin — Switzerland has 2 fee tiers ranging from 2.9% to 3.25%.
The fixed fee component (CHF0.30) means smaller transactions have a proportionally higher effective rate. For example, a CHF50.00 transaction costs 1.75 in fees (3.50% effective), while a CHF2,000.00 transaction costs just 2.92% effectively.
Switzerland vs Other Nordics & EFTA Countries
How do Stripe fees in Switzerland compare to other countries in the Nordics & EFTA region?
| Country | Domestic Rate | Fixed Fee | Intl Rate | Currency |
|---|---|---|---|---|
| 🇨🇭 Switzerland(current) | 2.9% | CHF0.30 | 3.25% | CHF |
| 🇳🇴 Norway | 2.4% | 2.00 kr | 3.25% | NOK |
| 🇱🇮 Liechtenstein | 1.5% | CHF0.30 | 3.25% | CHF |
How to Reduce Stripe Fees in Switzerland
- Eliminate the invoicing fee — Use Stripdo instead of Stripe Invoicing to avoid the 0.4% per-invoice fee in Switzerland. Saves hundreds to thousands per year depending on invoice volume.
- Minimize currency conversions — Accept payments in CHF when possible to avoid the 2% conversion fee. Use multi-currency settlement if you serve international customers.
- Negotiate volume pricing — If you process over $100,000/month in Switzerland, contact Stripe for custom pricing. Volume discounts typically reduce the percentage fee by 0.2–0.5%.
- Reduce chargebacks — Each dispute costs $15 regardless of outcome. Use clear billing descriptors, responsive support, and Stripe Radar (included free) to minimize fraudulent transactions.
The easiest way to save on Stripe fees in Switzerland is to eliminate the 0.4% invoicing fee. Calculate your savings →
Stripe Fees in Switzerland — FAQ
What are Stripe's fees in Switzerland?
Stripe charges 2.9% + CHF0.30 per successful swiss card transaction in Switzerland. International cards are charged at 3.25% + CHF0.30 plus a 2% currency conversion fee. All fees are in CHF.
How much does Stripe charge for a CHF200.00 transaction in Switzerland?
For a CHF200.00 swiss card transaction in Switzerland, Stripe charges CHF6.10 in fees (2.9% + CHF0.30). You receive CHF193.90. The effective fee rate is 3.05%.
Does Stripe charge different rates for international cards in Switzerland?
Yes. In Switzerland, international cards are charged 3.25% + CHF0.30, compared to 2.9% + CHF0.30 for swiss cards. An additional 2% currency conversion fee applies when the payment currency differs from CHF.
How do Stripe fees in Switzerland compare to other Nordics & EFTA countries?
Switzerland's domestic rate of 2.9% compares to Norway (2.4%), Liechtenstein (1.5%) in the Nordics & EFTA region. Some Nordics & EFTA countries offer lower domestic rates.
Can I reduce my Stripe fees in Switzerland?
While Stripe's core processing fees in Switzerland (2.9% + CHF0.30) are non-negotiable for standard accounts, you can eliminate the 0.4% invoicing fee by using Stripdo instead of Stripe Invoicing. You can also encourage SEPA Direct Debit for EUR payments, which costs just 0.35% capped at €5. Businesses processing over $100K/month can negotiate custom pricing with Stripe.
What currency does Stripe use in Switzerland?
Stripe processes payments in CHF (CHF) in Switzerland. The fixed fee per transaction is CHF0.30. When customers pay in a different currency, an additional conversion fee of 2% may apply.
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