Stripe Fee Tiers in Mexico
Stripe charges different rates in Mexico depending on where the customer's card was issued. There are 2 fee tiers, from 3.6% for domestic cards to 4.1% for international cards.
| Card Type | Rate | Fixed Fee | Conversion Fee | Total on MX$100.00 |
|---|---|---|---|---|
| Domestic card | 3.6% | MX$3.00 | — | MX$6.60 |
| International card | 4.1% | MX$3.00 | +2% | MX$7.10 |
Example Fee Calculations (MXN)
See exactly how much Stripe charges for common transaction amounts in Mexico, broken down by card type. Effective rate shown on the right.
Stripe Fees Calculator for Mexico
Adjust the amount, card type, and volume to calculate your exact Stripe fees in MXN.
Fee breakdown per transaction
Volume projections
Based on Stripe's published pricing for Mexico. Fees are in MXN. Actual fees may vary.
Did you know?
On top of these processing fees, Stripe charges an extra 0.4% per invoice if you use Stripe Invoicing.
We can help you eliminate that fee entirely.
How Stripe Fees Work in Mexico
Stripe uses a percentage + fixed fee model in Mexico. Every successful card transaction incurs a 3.6% processing fee plus a fixed MX$3.00 charge in MXN. The rate varies by card origin — Mexico has 2 fee tiers ranging from 3.6% to 4.1%.
Unlike the EU, Mexico does not regulate interchange fees, which means card networks set their own rates. This results in higher domestic processing fees compared to European markets.
The fixed fee component (MX$3.00) means smaller transactions have a proportionally higher effective rate. For example, a MX$500.00 transaction costs 21.00 in fees (4.20% effective), while a MX$50,000.00 transaction costs just 3.61% effectively.
Mexico vs Other Americas Countries
How do Stripe fees in Mexico compare to other countries in the Americas region?
| Country | Domestic Rate | Fixed Fee | Intl Rate | Currency |
|---|---|---|---|---|
| 🇲🇽 Mexico(current) | 3.6% | MX$3.00 | 4.1% | MXN |
| 🇺🇸 United States | 2.9% | $0.30 | 4.4% | USD |
| 🇨🇦 Canada | 2.9% | C$0.30 | 3.7% | CAD |
| 🇧🇷 Brazil | 3.99% | R$0.39 | 3.99% | BRL |
How to Reduce Stripe Fees in Mexico
- Eliminate the invoicing fee — Use Stripdo instead of Stripe Invoicing to avoid the 0.4% per-invoice fee in Mexico. Saves hundreds to thousands per year depending on invoice volume.
- Minimize currency conversions — Accept payments in MXN when possible to avoid the 2% conversion fee. Use multi-currency settlement if you serve international customers.
- Negotiate volume pricing — If you process over $100,000/month in Mexico, contact Stripe for custom pricing. Volume discounts typically reduce the percentage fee by 0.2–0.5%.
- Reduce chargebacks — Each dispute costs $15 regardless of outcome. Use clear billing descriptors, responsive support, and Stripe Radar (included free) to minimize fraudulent transactions.
The easiest way to save on Stripe fees in Mexico is to eliminate the 0.4% invoicing fee. Calculate your savings →
Stripe Fees in Mexico — FAQ
What are Stripe's fees in Mexico?
Stripe charges 3.6% + MX$3.00 per successful domestic card transaction in Mexico. International cards are charged at 4.1% + MX$3.00 plus a 2% currency conversion fee. All fees are in MXN.
How much does Stripe charge for a MX$2,000.00 transaction in Mexico?
For a MX$2,000.00 domestic card transaction in Mexico, Stripe charges MX$75.00 in fees (3.6% + MX$3.00). You receive MX$1,925.00. The effective fee rate is 3.75%.
Does Stripe charge different rates for international cards in Mexico?
Yes. In Mexico, international cards are charged 4.1% + MX$3.00, compared to 3.6% + MX$3.00 for domestic cards. An additional 2% currency conversion fee applies when the payment currency differs from MXN.
How do Stripe fees in Mexico compare to other Americas countries?
Mexico's domestic rate of 3.6% compares to United States (2.9%), Canada (2.9%), Brazil (3.99%) in the Americas region. Some Americas countries offer lower domestic rates.
Can I reduce my Stripe fees in Mexico?
While Stripe's core processing fees in Mexico (3.6% + MX$3.00) are non-negotiable for standard accounts, you can eliminate the 0.4% invoicing fee by using Stripdo instead of Stripe Invoicing. You can also minimize currency conversions by accepting payments in your settlement currency. Businesses processing over $100K/month can negotiate custom pricing with Stripe.
What currency does Stripe use in Mexico?
Stripe processes payments in MXN (MX$) in Mexico. The fixed fee per transaction is MX$3.00. When customers pay in a different currency, an additional conversion fee of 2% may apply.
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