Stripe Fee Tiers in Brazil
Stripe charges different rates in Brazil depending on where the customer's card was issued. There are 2 fee tiers, from 3.99% for domestic cards to 3.99% for international cards.
| Card Type | Rate | Fixed Fee | Conversion Fee | Total on R$100.00 |
|---|---|---|---|---|
| Domestic card | 3.99% | R$0.39 | — | R$4.38 |
| International card | 3.99% | R$0.39 | +2% | R$4.38 |
Example Fee Calculations (BRL)
See exactly how much Stripe charges for common transaction amounts in Brazil, broken down by card type. Effective rate shown on the right.
Stripe Fees Calculator for Brazil
Adjust the amount, card type, and volume to calculate your exact Stripe fees in BRL.
Fee breakdown per transaction
Volume projections
Based on Stripe's published pricing for Brazil. Fees are in BRL. Actual fees may vary.
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On top of these processing fees, Stripe charges an extra 0.4% per invoice if you use Stripe Invoicing.
We can help you eliminate that fee entirely.
How Stripe Fees Work in Brazil
Stripe uses a percentage + fixed fee model in Brazil. Every successful card transaction incurs a 3.99% processing fee plus a fixed R$0.39 charge in BRL. The rate varies by card origin — Brazil has 2 fee tiers ranging from 3.99% to 3.99%.
Unlike the EU, Brazil does not regulate interchange fees, which means card networks set their own rates. This results in higher domestic processing fees compared to European markets.
The fixed fee component (R$0.39) means smaller transactions have a proportionally higher effective rate. For example, a R$50.00 transaction costs 2.39 in fees (4.77% effective), while a R$5,000.00 transaction costs just 4.00% effectively.
Brazil vs Other Americas Countries
How do Stripe fees in Brazil compare to other countries in the Americas region?
| Country | Domestic Rate | Fixed Fee | Intl Rate | Currency |
|---|---|---|---|---|
| 🇧🇷 Brazil(current) | 3.99% | R$0.39 | 3.99% | BRL |
| 🇺🇸 United States | 2.9% | $0.30 | 4.4% | USD |
| 🇨🇦 Canada | 2.9% | C$0.30 | 3.7% | CAD |
| 🇲🇽 Mexico | 3.6% | MX$3.00 | 4.1% | MXN |
How to Reduce Stripe Fees in Brazil
- Eliminate the invoicing fee — Use Stripdo instead of Stripe Invoicing to avoid the 0.4% per-invoice fee in Brazil. Saves hundreds to thousands per year depending on invoice volume.
- Minimize currency conversions — Accept payments in BRL when possible to avoid the 2% conversion fee. Use multi-currency settlement if you serve international customers.
- Negotiate volume pricing — If you process over $100,000/month in Brazil, contact Stripe for custom pricing. Volume discounts typically reduce the percentage fee by 0.2–0.5%.
- Reduce chargebacks — Each dispute costs $15 regardless of outcome. Use clear billing descriptors, responsive support, and Stripe Radar (included free) to minimize fraudulent transactions.
The easiest way to save on Stripe fees in Brazil is to eliminate the 0.4% invoicing fee. Calculate your savings →
Stripe Fees in Brazil — FAQ
What are Stripe's fees in Brazil?
Stripe charges 3.99% + R$0.39 per successful domestic card transaction in Brazil. International cards are charged at 3.99% + R$0.39 plus a 2% currency conversion fee. All fees are in BRL.
How much does Stripe charge for a R$200.00 transaction in Brazil?
For a R$200.00 domestic card transaction in Brazil, Stripe charges R$8.37 in fees (3.99% + R$0.39). You receive R$191.63. The effective fee rate is 4.19%.
Does Stripe charge different rates for international cards in Brazil?
Yes. In Brazil, international cards are charged 3.99% + R$0.39, compared to 3.99% + R$0.39 for domestic cards. An additional 2% currency conversion fee applies when the payment currency differs from BRL.
How do Stripe fees in Brazil compare to other Americas countries?
Brazil's domestic rate of 3.99% compares to United States (2.9%), Canada (2.9%), Mexico (3.6%) in the Americas region. Some Americas countries offer lower domestic rates.
Can I reduce my Stripe fees in Brazil?
While Stripe's core processing fees in Brazil (3.99% + R$0.39) are non-negotiable for standard accounts, you can eliminate the 0.4% invoicing fee by using Stripdo instead of Stripe Invoicing. You can also minimize currency conversions by accepting payments in your settlement currency. Businesses processing over $100K/month can negotiate custom pricing with Stripe.
What currency does Stripe use in Brazil?
Stripe processes payments in BRL (R$) in Brazil. The fixed fee per transaction is R$0.39. When customers pay in a different currency, an additional conversion fee of 2% may apply.
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