Stripe Fee Tiers in United Arab Emirates
Stripe charges different rates in United Arab Emirates depending on where the customer's card was issued. There are 2 fee tiers, from 2.9% for domestic cards to 3.9% for international cards.
| Card Type | Rate | Fixed Fee | Conversion Fee | Total on AED100.00 |
|---|---|---|---|---|
| Domestic card | 2.9% | AED1.00 | — | AED3.90 |
| International card | 3.9% | AED1.00 | +1% | AED4.90 |
Example Fee Calculations (AED)
See exactly how much Stripe charges for common transaction amounts in United Arab Emirates, broken down by card type. Effective rate shown on the right.
Stripe Fees Calculator for United Arab Emirates
Adjust the amount, card type, and volume to calculate your exact Stripe fees in AED.
Fee breakdown per transaction
Volume projections
Based on Stripe's published pricing for United Arab Emirates. Fees are in AED. Actual fees may vary.
Did you know?
On top of these processing fees, Stripe charges an extra 0.4% per invoice if you use Stripe Invoicing.
We can help you eliminate that fee entirely.
How Stripe Fees Work in United Arab Emirates
Stripe uses a percentage + fixed fee model in United Arab Emirates. Every successful card transaction incurs a 2.9% processing fee plus a fixed AED1.00 charge in AED. The rate varies by card origin — United Arab Emirates has 2 fee tiers ranging from 2.9% to 3.9%.
The fixed fee component (AED1.00) means smaller transactions have a proportionally higher effective rate. For example, a AED100.00 transaction costs 3.90 in fees (3.90% effective), while a AED10,000.00 transaction costs just 2.91% effectively.
How to Reduce Stripe Fees in United Arab Emirates
- Eliminate the invoicing fee — Use Stripdo instead of Stripe Invoicing to avoid the 0.4% per-invoice fee in United Arab Emirates. Saves hundreds to thousands per year depending on invoice volume.
- Minimize currency conversions — Accept payments in AED when possible to avoid the 1% conversion fee. Use multi-currency settlement if you serve international customers.
- Negotiate volume pricing — If you process over $100,000/month in United Arab Emirates, contact Stripe for custom pricing. Volume discounts typically reduce the percentage fee by 0.2–0.5%.
- Reduce chargebacks — Each dispute costs $15 regardless of outcome. Use clear billing descriptors, responsive support, and Stripe Radar (included free) to minimize fraudulent transactions.
The easiest way to save on Stripe fees in United Arab Emirates is to eliminate the 0.4% invoicing fee. Calculate your savings →
Stripe Fees in United Arab Emirates — FAQ
What are Stripe's fees in United Arab Emirates?
Stripe charges 2.9% + AED1.00 per successful domestic card transaction in United Arab Emirates. International cards are charged at 3.9% + AED1.00 plus a 1% currency conversion fee. All fees are in AED.
How much does Stripe charge for a AED500.00 transaction in United Arab Emirates?
For a AED500.00 domestic card transaction in United Arab Emirates, Stripe charges AED15.50 in fees (2.9% + AED1.00). You receive AED484.50. The effective fee rate is 3.10%.
Does Stripe charge different rates for international cards in United Arab Emirates?
Yes. In United Arab Emirates, international cards are charged 3.9% + AED1.00, compared to 2.9% + AED1.00 for domestic cards. An additional 1% currency conversion fee applies when the payment currency differs from AED.
How do Stripe fees in United Arab Emirates compare to other Middle East countries?
United Arab Emirates is currently the only country in the Middle East region with Stripe support.
Can I reduce my Stripe fees in United Arab Emirates?
While Stripe's core processing fees in United Arab Emirates (2.9% + AED1.00) are non-negotiable for standard accounts, you can eliminate the 0.4% invoicing fee by using Stripdo instead of Stripe Invoicing. You can also minimize currency conversions by accepting payments in your settlement currency. Businesses processing over $100K/month can negotiate custom pricing with Stripe.
What currency does Stripe use in United Arab Emirates?
Stripe processes payments in AED (AED) in United Arab Emirates. The fixed fee per transaction is AED1.00. When customers pay in a different currency, an additional conversion fee of 1% may apply.
Ready to stop overpaying?
Set up in under a minute. No code, no per-invoice fees.