Stripe Fee Tiers in United Kingdom
Stripe charges different rates in United Kingdom depending on where the customer's card was issued. There are 3 fee tiers, from 1.5% for uk cards to 3.25% for international cards.
| Card Type | Rate | Fixed Fee | Conversion Fee | Total on £100.00 |
|---|---|---|---|---|
| UK card | 1.5% | £0.20 | — | £1.70 |
| European Economic Area card | 2.5% | £0.20 | +2% | £2.70 |
| International card | 3.25% | £0.20 | +2% | £3.45 |
Example Fee Calculations (GBP)
See exactly how much Stripe charges for common transaction amounts in United Kingdom, broken down by card type. Effective rate shown on the right.
Stripe Fees Calculator for United Kingdom
Adjust the amount, card type, and volume to calculate your exact Stripe fees in GBP.
Fee breakdown per transaction
Volume projections
Based on Stripe's published pricing for United Kingdom. Fees are in GBP. Actual fees may vary.
Did you know?
On top of these processing fees, Stripe charges an extra 0.4% per invoice if you use Stripe Invoicing.
We can help you eliminate that fee entirely.
How Stripe Fees Work in United Kingdom
Stripe uses a percentage + fixed fee model in United Kingdom. Every successful card transaction incurs a 1.5% processing fee plus a fixed £0.20 charge in GBP. The rate varies by card origin — United Kingdom has 3 fee tiers ranging from 1.5% to 3.25%.
Since Brexit, the UK is no longer part of the European Economic Area, which affects card processing fees. UK-issued cards are charged at the domestic 1.5% rate for UK-based Stripe accounts, but EU-based accounts treating UK cards as international pay 2.5%. Similarly, EEA-issued cards used with UK Stripe accounts incur the 2.5% tier.
The fixed fee component (£0.20) means smaller transactions have a proportionally higher effective rate. For example, a £50.00 transaction costs 0.95 in fees (1.90% effective), while a £2,000.00 transaction costs just 1.51% effectively.
United Kingdom vs Other UK & Gibraltar Countries
How do Stripe fees in United Kingdom compare to other countries in the UK & Gibraltar region?
| Country | Domestic Rate | Fixed Fee | Intl Rate | Currency |
|---|---|---|---|---|
| 🇬🇧 United Kingdom(current) | 1.5% | £0.20 | 3.25% | GBP |
| 🇬🇮 Gibraltar | 1.5% | £0.20 | 3.25% | GBP |
How to Reduce Stripe Fees in United Kingdom
- Eliminate the invoicing fee — Use Stripdo instead of Stripe Invoicing to avoid the 0.4% per-invoice fee in United Kingdom. Saves hundreds to thousands per year depending on invoice volume.
- Offer Bacs Direct Debit — Bacs Direct Debit costs just 1% capped at £4, significantly cheaper than card processing. Great for recurring subscriptions and B2B payments in the UK.
- Minimize currency conversions — Accept payments in GBP when possible to avoid the 2% conversion fee. Use multi-currency settlement if you serve international customers.
- Negotiate volume pricing — If you process over $100,000/month in United Kingdom, contact Stripe for custom pricing. Volume discounts typically reduce the percentage fee by 0.2–0.5%.
- Reduce chargebacks — Each dispute costs $15 regardless of outcome. Use clear billing descriptors, responsive support, and Stripe Radar (included free) to minimize fraudulent transactions.
The easiest way to save on Stripe fees in United Kingdom is to eliminate the 0.4% invoicing fee. Calculate your savings →
Stripe Fees in United Kingdom — FAQ
What are Stripe's fees in United Kingdom?
Stripe charges 1.5% + £0.20 per successful uk card transaction in United Kingdom. International cards are charged at 3.25% + £0.20 plus a 2% currency conversion fee. All fees are in GBP.
How much does Stripe charge for a £200.00 transaction in United Kingdom?
For a £200.00 uk card transaction in United Kingdom, Stripe charges £3.20 in fees (1.5% + £0.20). You receive £196.80. The effective fee rate is 1.60%.
Does Stripe charge different rates for international cards in United Kingdom?
Yes. In United Kingdom, international cards are charged 3.25% + £0.20, compared to 1.5% + £0.20 for uk cards. An additional 2% currency conversion fee applies when the payment currency differs from GBP.
How do Stripe fees in United Kingdom compare to other UK & Gibraltar countries?
United Kingdom's domestic rate of 1.5% compares to Gibraltar (1.5%) in the UK & Gibraltar region. Some UK & Gibraltar countries offer lower domestic rates.
Can I reduce my Stripe fees in United Kingdom?
While Stripe's core processing fees in United Kingdom (1.5% + £0.20) are non-negotiable for standard accounts, you can eliminate the 0.4% invoicing fee by using Stripdo instead of Stripe Invoicing. You can also encourage Bacs Direct Debit for UK payments at lower rates. Businesses processing over $100K/month can negotiate custom pricing with Stripe.
What currency does Stripe use in United Kingdom?
Stripe processes payments in GBP (£) in United Kingdom. The fixed fee per transaction is £0.20. When customers pay in a different currency, an additional conversion fee of 2% may apply.
How did Brexit affect Stripe fees in United Kingdom?
After Brexit, UK-issued cards are treated as international by EU-based Stripe accounts, incurring the 2.5% EEA tier rate instead of the 1.5% standard rate. For UK-based Stripe accounts, domestic UK card rates remain at 1.5% + £0.20. EEA cards in UK accounts are charged 2.5%.
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