Stripe Fee Tiers in Czech Republic
Stripe charges different rates in Czech Republic depending on where the customer's card was issued. There are 4 fee tiers, from 1.5% for standard eea cards to 3.25% for international cards.
| Card Type | Rate | Fixed Fee | Conversion Fee | Total on 100.00 Kč |
|---|---|---|---|---|
| Standard EEA card | 1.5% | 6.50 Kč | — | 8.00 Kč |
| Premium EEA card | 1.9% | 6.50 Kč | — | 8.40 Kč |
| UK card | 2.5% | 6.50 Kč | +2% | 9.00 Kč |
| International card | 3.25% | 6.50 Kč | +2% | 9.75 Kč |
Example Fee Calculations (CZK)
See exactly how much Stripe charges for common transaction amounts in Czech Republic, broken down by card type. Effective rate shown on the right.
Stripe Fees Calculator for Czech Republic
Adjust the amount, card type, and volume to calculate your exact Stripe fees in CZK.
Fee breakdown per transaction
Volume projections
Based on Stripe's published pricing for Czech Republic. Fees are in CZK. Actual fees may vary.
Did you know?
On top of these processing fees, Stripe charges an extra 0.4% per invoice if you use Stripe Invoicing.
We can help you eliminate that fee entirely.
How Stripe Fees Work in Czech Republic
Stripe uses a percentage + fixed fee model in Czech Republic. Every successful card transaction incurs a 1.5% processing fee plus a fixed 6.50 Kč charge in CZK. The rate varies by card origin — Czech Republic has 4 fee tiers ranging from 1.5% to 3.25%.
As an EU member state, Czech Republic benefits from the Interchange Fee Regulation (IFR), which caps interchange fees at 0.2% for consumer debit cards and 0.3% for consumer credit cards. This regulatory framework allows Stripe to offer some of the lowest processing rates globally for domestic EEA transactions. Premium and commercial cards are exempt from these caps, which is why they carry a higher 1.9% rate.
The fixed fee component (6.50 Kč) means smaller transactions have a proportionally higher effective rate. For example, a 500.00 Kč transaction costs 14.00 in fees (2.80% effective), while a 50,000.00 Kč transaction costs just 1.51% effectively.
Czech Republic vs Other EU Non-Euro Countries
How do Stripe fees in Czech Republic compare to other countries in the EU Non-Euro region?
| Country | Domestic Rate | Fixed Fee | Intl Rate | Currency |
|---|---|---|---|---|
| 🇨🇿 Czech Republic(current) | 1.5% | 6.50 Kč | 3.25% | CZK |
| 🇧🇬 Bulgaria | 1.5% | 0.50 лв | 3.25% | BGN |
| 🇩🇰 Denmark | 1.5% | 1.80 kr | 3.25% | DKK |
| 🇭🇺 Hungary | 1.5% | 85 Ft | 3.25% | HUF |
| 🇵🇱 Poland | 1.5% | 1.00 zł | 3.25% | PLN |
How to Reduce Stripe Fees in Czech Republic
- Eliminate the invoicing fee — Use Stripdo instead of Stripe Invoicing to avoid the 0.4% per-invoice fee in Czech Republic. Saves hundreds to thousands per year depending on invoice volume.
- Offer SEPA Direct Debit — SEPA Direct Debit costs just 0.35% capped at €5, much cheaper than the 1.5% card rate. Ideal for recurring payments and B2B transactions in the EU.
- Minimize currency conversions — Accept payments in CZK when possible to avoid the 2% conversion fee. Use multi-currency settlement if you serve international customers.
- Negotiate volume pricing — If you process over $100,000/month in Czech Republic, contact Stripe for custom pricing. Volume discounts typically reduce the percentage fee by 0.2–0.5%.
- Reduce chargebacks — Each dispute costs $15 regardless of outcome. Use clear billing descriptors, responsive support, and Stripe Radar (included free) to minimize fraudulent transactions.
The easiest way to save on Stripe fees in Czech Republic is to eliminate the 0.4% invoicing fee. Calculate your savings →
Stripe Fees in Czech Republic — FAQ
What are Stripe's fees in Czech Republic?
Stripe charges 1.5% + 6.50 Kč per successful standard eea card transaction in Czech Republic. International cards are charged at 3.25% + 6.50 Kč plus a 2% currency conversion fee. All fees are in CZK.
How much does Stripe charge for a 2,000.00 Kč transaction in Czech Republic?
For a 2,000.00 Kč standard eea card transaction in Czech Republic, Stripe charges 36.50 Kč in fees (1.5% + 6.50 Kč). You receive 1,963.50 Kč. The effective fee rate is 1.82%.
Does Stripe charge different rates for international cards in Czech Republic?
Yes. In Czech Republic, international cards are charged 3.25% + 6.50 Kč, compared to 1.5% + 6.50 Kč for standard eea cards. An additional 2% currency conversion fee applies when the payment currency differs from CZK.
How do Stripe fees in Czech Republic compare to other EU Non-Euro countries?
Czech Republic's domestic rate of 1.5% compares to Bulgaria (1.5%), Denmark (1.5%), Hungary (1.5%) in the EU Non-Euro region. Some EU Non-Euro countries offer lower domestic rates.
Can I reduce my Stripe fees in Czech Republic?
While Stripe's core processing fees in Czech Republic (1.5% + 6.50 Kč) are non-negotiable for standard accounts, you can eliminate the 0.4% invoicing fee by using Stripdo instead of Stripe Invoicing. You can also encourage SEPA Direct Debit for EUR payments, which costs just 0.35% capped at €5. Businesses processing over $100K/month can negotiate custom pricing with Stripe.
What currency does Stripe use in Czech Republic?
Stripe processes payments in CZK (Kč) in Czech Republic. The fixed fee per transaction is 6.50 Kč. When customers pay in a different currency, an additional conversion fee of 2% may apply.
Why are Stripe fees lower in Czech Republic than in the US?
EU regulations cap interchange fees at 0.2% for debit cards and 0.3% for credit cards, significantly reducing the cost that payment processors like Stripe pass on. This is why EEA domestic card rates start at just 1.5% compared to 2.9% in the US. Premium and corporate cards have higher interchange fees, which is why they're charged at 1.9%.
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