Stripe Fee Tiers in Australia
Stripe charges different rates in Australia depending on where the customer's card was issued. There are 2 fee tiers, from 1.7% for domestic cards to 3.5% for international cards.
| Card Type | Rate | Fixed Fee | Conversion Fee | Total on A$100.00 |
|---|---|---|---|---|
| Domestic card | 1.7% | A$0.30 | — | A$2.00 |
| International card | 3.5% | A$0.30 | +2% | A$3.80 |
Example Fee Calculations (AUD)
See exactly how much Stripe charges for common transaction amounts in Australia, broken down by card type. Effective rate shown on the right.
Stripe Fees Calculator for Australia
Adjust the amount, card type, and volume to calculate your exact Stripe fees in AUD.
Fee breakdown per transaction
Volume projections
Based on Stripe's published pricing for Australia. Fees are in AUD. Actual fees may vary.
Did you know?
On top of these processing fees, Stripe charges an extra 0.4% per invoice if you use Stripe Invoicing.
We can help you eliminate that fee entirely.
How Stripe Fees Work in Australia
Stripe uses a percentage + fixed fee model in Australia. Every successful card transaction incurs a 1.7% processing fee plus a fixed A$0.30 charge in AUD. The rate varies by card origin — Australia has 2 fee tiers ranging from 1.7% to 3.5%.
Payment processing in the Asia-Pacific region varies widely due to different regulatory environments and market structures. Australia's domestic rate of 1.7% reflects local interchange costs and market conditions.
The fixed fee component (A$0.30) means smaller transactions have a proportionally higher effective rate. For example, a A$50.00 transaction costs 1.15 in fees (2.30% effective), while a A$2,000.00 transaction costs just 1.71% effectively.
Australia vs Other Asia-Pacific Countries
How do Stripe fees in Australia compare to other countries in the Asia-Pacific region?
| Country | Domestic Rate | Fixed Fee | Intl Rate | Currency |
|---|---|---|---|---|
| 🇦🇺 Australia(current) | 1.7% | A$0.30 | 3.5% | AUD |
| 🇳🇿 New Zealand | 2.7% | NZ$0.30 | 3.7% | NZD |
| 🇯🇵 Japan | 3.6% | ¥0 | 3.6% | JPY |
| 🇸🇬 Singapore | 3.4% | S$0.50 | 3.4% | SGD |
| 🇭🇰 Hong Kong | 3.4% | HK$2.35 | 3.4% | HKD |
How to Reduce Stripe Fees in Australia
- Eliminate the invoicing fee — Use Stripdo instead of Stripe Invoicing to avoid the 0.4% per-invoice fee in Australia. Saves hundreds to thousands per year depending on invoice volume.
- Minimize currency conversions — Accept payments in AUD when possible to avoid the 2% conversion fee. Use multi-currency settlement if you serve international customers.
- Negotiate volume pricing — If you process over $100,000/month in Australia, contact Stripe for custom pricing. Volume discounts typically reduce the percentage fee by 0.2–0.5%.
- Reduce chargebacks — Each dispute costs $15 regardless of outcome. Use clear billing descriptors, responsive support, and Stripe Radar (included free) to minimize fraudulent transactions.
The easiest way to save on Stripe fees in Australia is to eliminate the 0.4% invoicing fee. Calculate your savings →
Stripe Fees in Australia — FAQ
What are Stripe's fees in Australia?
Stripe charges 1.7% + A$0.30 per successful domestic card transaction in Australia. International cards are charged at 3.5% + A$0.30 plus a 2% currency conversion fee. All fees are in AUD.
How much does Stripe charge for a A$200.00 transaction in Australia?
For a A$200.00 domestic card transaction in Australia, Stripe charges A$3.70 in fees (1.7% + A$0.30). You receive A$196.30. The effective fee rate is 1.85%.
Does Stripe charge different rates for international cards in Australia?
Yes. In Australia, international cards are charged 3.5% + A$0.30, compared to 1.7% + A$0.30 for domestic cards. An additional 2% currency conversion fee applies when the payment currency differs from AUD.
How do Stripe fees in Australia compare to other Asia-Pacific countries?
Australia's domestic rate of 1.7% compares to New Zealand (2.7%), Japan (3.6%), Singapore (3.4%) in the Asia-Pacific region. Some Asia-Pacific countries offer lower domestic rates.
Can I reduce my Stripe fees in Australia?
While Stripe's core processing fees in Australia (1.7% + A$0.30) are non-negotiable for standard accounts, you can eliminate the 0.4% invoicing fee by using Stripdo instead of Stripe Invoicing. You can also minimize currency conversions by accepting payments in your settlement currency. Businesses processing over $100K/month can negotiate custom pricing with Stripe.
What currency does Stripe use in Australia?
Stripe processes payments in AUD (A$) in Australia. The fixed fee per transaction is A$0.30. When customers pay in a different currency, an additional conversion fee of 2% may apply.
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